Side-by-side · Q2 2026 data
Redstone Federal Credit Union vs Family Security Credit Union
Metric by metric
| Measure | Redstone Federal Credit Union | Family Security Credit Union |
|---|---|---|
| TellerScore | 85 | 95 (stronger) |
| Capital cushion | 89 | 100 (stronger) |
| Loan quality | 77 | 80 (stronger) |
| Earnings | 75 | 99 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 94th | 100th |
| Total assets | $8.6B | $1.1B |
| Deposits / shares | $7.5B | $876.5M |
| Capital ratio | 13.86% | 19.92% (stronger) |
| Problem loans | 0.70% | 0.61% (stronger) |
| Net charge-offs | 0.96% | 0.55% (stronger) |
| Return on assets | 1.38% | 1.98% (stronger) |
| Loans ÷ deposits | 49.3% | 47.7% (stronger) |
| Uninsured deposits | 7.2% | 2.9% (stronger) |
| Offices | 20 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.2% | 37.5% |
Family Security Credit Union has the higher TellerScore (95 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Redstone Federal Credit Union leads on 0 and Family Security Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Decatur, AL
- Madison, AL
- Athens, AL
- Hartselle, AL