Side-by-side · Q2 2026 data
Redwood Capital Bank vs Coast Central Credit Union
Metric by metric
| Measure | Redwood Capital Bank | Coast Central Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 60 | 70 (stronger) |
| Loan quality | 96 (stronger) | 77 |
| Earnings | 67 (stronger) | 47 |
| Funding & liquidity | 72 | 98 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 64th | 72nd |
| Total assets | $566.0M | $2.3B |
| Deposits / shares | $504.9M | $2.0B |
| Capital ratio | 10.96% | 11.99% (stronger) |
| Problem loans | 0.13% (stronger) | 0.70% |
| Net charge-offs | -0.00% (stronger) | 0.16% |
| Return on assets | 1.16% (stronger) | 0.67% |
| Loans ÷ deposits | 78.4% | 58.0% (stronger) |
| Uninsured deposits | 24.1% | 17.1% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Redwood Capital Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Redwood Capital Bank leads on 4 and Coast Central Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Eureka, CA
- Arcata, CA
- Fortuna, CA