Side-by-side · Q2 2026 data
Redwood Capital Bank vs First Pacific Bank
Metric by metric
| Measure | Redwood Capital Bank | First Pacific Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 56 |
| Capital cushion | 60 (stronger) | 42 |
| Loan quality | 96 (stronger) | 90 |
| Earnings | 67 (stronger) | 30 |
| Funding & liquidity | 72 (stronger) | 37 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 64th | 13th |
| Total assets | $566.0M | $514.4M |
| Deposits / shares | $504.9M | $420.1M |
| Capital ratio | 10.96% (stronger) | 9.25% |
| Problem loans | 0.13% (stronger) | 0.31% |
| Net charge-offs | -0.00% (stronger) | 0.24% |
| Return on assets | 1.16% (stronger) | 0.24% |
| Loans ÷ deposits | 78.4% (stronger) | 83.2% |
| Uninsured deposits | 24.1% (stronger) | 50.8% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Redwood Capital Bank has the higher TellerScore (76 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Redwood Capital Bank leads on 7 and First Pacific Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.