Side-by-side · Q2 2026 data
Redwood Credit Union vs The Golden 1 Credit Union
Metric by metric
| Measure | Redwood Credit Union | The Golden 1 Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 62 |
| Capital cushion | 83 (stronger) | 49 |
| Loan quality | 76 (stronger) | 73 |
| Earnings | 73 (stronger) | 41 |
| Funding & liquidity | 69 | 78 (stronger) |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 88th | 42nd |
| Total assets | $10.7B | $22.2B |
| Deposits / shares | $9.3B | $19.9B |
| Capital ratio | 13.26% (stronger) | 9.91% |
| Problem loans | 0.72% (stronger) | 0.80% |
| Net charge-offs | 0.73% (stronger) | 0.82% |
| Return on assets | 1.34% (stronger) | 0.52% |
| Loans ÷ deposits | 91.4% | 82.5% (stronger) |
| Uninsured deposits | 12.8% | 6.9% (stronger) |
| Offices | 13 | 59 |
| CFPB complaints (3 yrs) | — | 553 |
| Complaints per $1B deposits | — | 27.8 |
| Mortgage denial rate (HMDA) | — | — |
Redwood Credit Union has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Redwood Credit Union leads on 5 and The Golden 1 Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.