Side-by-side · Q2 2026 data
Reed Credit Union vs Cen Tex Manufacturing Credit Union
Credit union
Cen Tex Manufacturing Credit Union
Brownwood, Texas · Under $100 million in assets
Metric by metric
| Measure | Reed Credit Union | Cen Tex Manufacturing Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 69 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 27 |
| Earnings | 23 | 55 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 77th | 38th |
| Total assets | $15.7M | $15.0M |
| Deposits / shares | $12.9M | $11.5M |
| Capital ratio | 17.51% | 22.37% (stronger) |
| Problem loans | 0.00% (stronger) | 2.20% |
| Net charge-offs | 0.79% | 0.61% (stronger) |
| Return on assets | 0.07% | 0.86% (stronger) |
| Loans ÷ deposits | 14.1% (stronger) | 75.9% |
| Uninsured deposits | 13.9% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Reed Credit Union has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Reed Credit Union leads on 3 and Cen Tex Manufacturing Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.