Side-by-side · Q2 2026 data
Regent Bank vs First Fidelity Bank
Metric by metric
| Measure | Regent Bank | First Fidelity Bank |
|---|---|---|
| TellerScore | 43 | 69 (stronger) |
| Capital cushion | 49 | 52 (stronger) |
| Loan quality | 16 | 85 (stronger) |
| Earnings | 58 | 66 (stronger) |
| Funding & liquidity | 50 | 62 (stronger) |
| Problem-loan coverage | 54 | 93 (stronger) |
| Peer percentile | 3rd | 53rd |
| Total assets | $2.2B | $3.0B |
| Deposits / shares | $1.9B | $2.5B |
| Capital ratio | 9.85% | 10.22% (stronger) |
| Problem loans | 2.51% | 0.46% (stronger) |
| Net charge-offs | 0.06% | 0.04% (stronger) |
| Return on assets | 0.94% | 1.15% (stronger) |
| Loans ÷ deposits | 95.3% | 84.9% (stronger) |
| Uninsured deposits | 28.6% | 26.9% (stronger) |
| Offices | 6 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 47.7% |
First Fidelity Bank has the higher TellerScore (69 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Regent Bank leads on 0 and First Fidelity Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.