Regent Bank (FDIC certificate #4160) is based in Tulsa, Oklahoma. Its Q2 2026 call report shows $2.2B in total assets and $1.9B in deposits and 7 offices across 2 states.
Regent Bank has a TellerScore of 43 out of 100 (below average) based on Q2 2026 data — higher than only 3% of its 897 banks with $1 billion – $10 billion. Among 170 banks headquartered in Oklahoma, it ranks 154th. Earnings contributes the most (58/100, 0.94%); loan quality contributes the least (16/100, 2.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (46 → 43), mostly because the loan quality component weakened by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 56 |
| Q3 2024 | 50 |
| Q4 2024 | 45 |
| Q1 2025 | 46 |
| Q2 2025 | 46 |
| Q3 2025 | 40 |
| Q4 2025 | 48 |
| Q1 2026 | 40 |
| Q2 2026 | 43 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.30% |
| Q3 2024 | 9.45% |
| Q4 2024 | 9.43% |
| Q1 2025 | 9.56% |
| Q2 2025 | 9.57% |
| Q3 2025 | 9.41% |
| Q4 2025 | 10.20% |
| Q1 2026 | 9.98% |
| Q2 2026 | 9.85% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.72% |
| Q4 2024 | 2.29% |
| Q1 2025 | 2.07% |
| Q2 2025 | 2.29% |
| Q3 2025 | 2.71% |
| Q4 2025 | 2.29% |
| Q1 2026 | 2.74% |
| Q2 2026 | 2.51% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.85% |
| Q3 2024 | 0.79% |
| Q4 2024 | 0.80% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.99% |
| Q3 2025 | 1.01% |
| Q4 2025 | 1.08% |
| Q1 2026 | 0.69% |
| Q2 2026 | 0.94% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 43 | $2.2B | 9.85% | 2.51% | 0.94% | 95.3% |
| Q1 2026 | 40 | $2.1B | 9.98% | 2.74% | 0.69% | 92.8% |
| Q4 2025 | 48 | $2.0B | 10.20% | 2.29% | 1.08% | 95.1% |
| Q3 2025 | 40 | $1.9B | 9.41% | 2.71% | 1.01% | 99.3% |
| Q2 2025 | 46 | $1.9B | 9.57% | 2.29% | 0.99% | 92.5% |
| Q1 2025 | 46 | $1.8B | 9.56% | 2.07% | 0.75% | 93.6% |
| Q4 2024 | 45 | $1.7B | 9.43% | 2.29% | 0.80% | 90.4% |
| Q3 2024 | 50 | $1.7B | 9.45% | 1.72% | 0.79% | 87.6% |
| Q2 2024 | 56 | $1.6B | 9.30% | 1.23% | 0.85% | 89.2% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gateway First BankBank Jenks, OK | 54 out of 100, Below average | $2.1B | 14.1% | 4.36% | vs |
| Mabrey BankBank Bixby, OK | 63 out of 100, Moderate | $2.0B | 8.5% | 0.41% | vs |
| Great Plains National BankBank Elk City, OK | 62 out of 100, Moderate | $1.9B | 9.4% | 1.33% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| Armstrong BankBank Muskogee, OK | 74 out of 100, Strong | $2.8B | 10.4% | 0.25% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
Deposit insurance
Is my money safe at Regent Bank?
Yes. Regent Bank is an FDIC-insured institution (FDIC certificate #4160). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.6% of deposits ($553.5M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.85%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.07% (benchmark: 10%).
7 locations
Branches
Regent Bank lists 6 offices in 6 cities across 2 states. Most locations:
- Broken Arrow, OK (1)
- Edmond, OK (1)
- Nowata, OK (1)
- Oklahoma City, OK (1)
- Springfield, MO (1)
- Tulsa, OK (1)
HMDA 2025
Mortgage lending
In 2025, Regent Bank reported 345 home-loan applications under HMDA (LEI 549300BSTNYSV3EWYM24): 272 originated ($113,910,000 total), 20 denied, and 47 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Regent Bank
- Former names
- The First National Bank of Nowata; Regent Bank & Trust Company, National Association; The First National Bank & Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 4160
- RSSD ID
- 309655
- Primary regulator
- FDIC
- Holding company
- Regent Capital Corp
- Established
- January 1, 1898
- Headquarters
- 7136 S Yale Ave, Tulsa, OK 74136
- Website
- www.regent.bank
- Employees
- 261
Quick answers
Regent Bank: common questions
Is Regent Bank FDIC insured?
Yes. Regent Bank is an FDIC-insured institution (FDIC certificate #4160). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Regent Bank's TellerScore?
43 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Regent Bank ever failed?
There is no failure record for FDIC certificate #4160 in the FDIC failed bank list.
How many branches does Regent Bank have?
7 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Tulsa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank of OwassoBank Owasso, OK | 93 out of 100, Very strong | $639.3M | 15.7% | 0.01% | vs |
| Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK | 92 out of 100, Very strong | $44.7M | 15.9% | 0.20% | vs |
| The First National Bank and Trust Company of Broken ArrowBank Broken Arrow, OK | 89 out of 100, Very strong | $269.5M | 16.4% | 0.14% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| United Members Federal Credit UnionCredit union Tulsa, OK | 87 out of 100, Very strong | $10.4M | 18.6% | 0.15% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |