Side-by-side · Q2 2026 data
Regent Bank vs RCB Bank
Metric by metric
| Measure | Regent Bank | RCB Bank |
|---|---|---|
| TellerScore | 43 | 72 (stronger) |
| Capital cushion | 49 | 57 (stronger) |
| Loan quality | 16 | 69 (stronger) |
| Earnings | 58 | 79 (stronger) |
| Funding & liquidity | 50 | 88 (stronger) |
| Problem-loan coverage | 54 | 91 (stronger) |
| Peer percentile | 3rd | 66th |
| Total assets | $2.2B | $4.0B |
| Deposits / shares | $1.9B | $3.5B |
| Capital ratio | 9.85% | 10.70% (stronger) |
| Problem loans | 2.51% | 0.94% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.11% |
| Return on assets | 0.94% | 1.47% (stronger) |
| Loans ÷ deposits | 95.3% | 64.9% (stronger) |
| Uninsured deposits | 28.6% | 21.9% (stronger) |
| Offices | 6 | 55 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 9.7% |
RCB Bank has the higher TellerScore (72 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Regent Bank leads on 1 and RCB Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.