Side-by-side · Q2 2026 data
Regional Federal Credit Union vs Summit Choice Federal Credit Union
Metric by metric
| Measure | Regional Federal Credit Union | Summit Choice Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 72 (stronger) |
| Capital cushion | 86 (stronger) | 76 |
| Loan quality | 64 | 78 (stronger) |
| Earnings | 32 | 43 (stronger) |
| Funding & liquidity | 76 | 76 |
| Problem-loan coverage | 88 | 92 (stronger) |
| Peer percentile | 45th | 57th |
| Total assets | $180.1M | $206.6M |
| Deposits / shares | $157.7M | $179.5M |
| Capital ratio | 13.55% (stronger) | 12.58% |
| Problem loans | 1.07% | 0.66% (stronger) |
| Net charge-offs | 0.49% (stronger) | 0.64% |
| Return on assets | 0.30% | 0.57% (stronger) |
| Loans ÷ deposits | 83.9% (stronger) | 84.1% |
| Uninsured deposits | 1.6% (stronger) | 4.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | — |
Summit Choice Federal Credit Union has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Regional Federal Credit Union leads on 4 and Summit Choice Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.