TellerScore

Side-by-side · Q2 2026 data

Regions Bank vs Calhoun Liberty Credit Union

Bank

Regions Bank

Birmingham, Alabama · Over $100 billion

64of 100
Moderate

Credit union

Calhoun Liberty Credit Union

Blountstown, Florida · $100 million – $1 billion

74of 100
Strong

Metric by metric

MeasureRegions BankCalhoun Liberty Credit Union
TellerScore6474 (stronger)
Capital cushion4557 (stronger)
Loan quality69100 (stronger)
Earnings78 (stronger)57
Funding & liquidity5974 (stronger)
Problem-loan coverage9096 (stronger)
Peer percentile73rd63rd
Total assets$159.8B$179.8M
Deposits / shares$131.8B$151.4M
Capital ratio9.50%10.66% (stronger)
Problem loans0.93%0.01% (stronger)
Net charge-offs0.47%0.13% (stronger)
Return on assets1.46% (stronger)0.92%
Loans ÷ deposits74.6% (stronger)85.9%
Uninsured deposits39.2%4.6% (stronger)
Offices1,2244
CFPB complaints (3 yrs)3,181—
Complaints per $1B deposits24.1—
Mortgage denial rate (HMDA)43.1%5.8%

Calhoun Liberty Credit Union has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Regions Bank leads on 2 and Calhoun Liberty Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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