Side-by-side · Q2 2026 data
Regions Bank vs Redstone Federal Credit Union
Metric by metric
| Measure | Regions Bank | Redstone Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 85 (stronger) |
| Capital cushion | 45 | 89 (stronger) |
| Loan quality | 69 | 77 (stronger) |
| Earnings | 78 (stronger) | 75 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 73rd | 94th |
| Total assets | $159.8B | $8.6B |
| Deposits / shares | $131.8B | $7.5B |
| Capital ratio | 9.50% | 13.86% (stronger) |
| Problem loans | 0.93% | 0.70% (stronger) |
| Net charge-offs | 0.47% (stronger) | 0.96% |
| Return on assets | 1.46% (stronger) | 1.38% |
| Loans ÷ deposits | 74.6% | 49.3% (stronger) |
| Uninsured deposits | 39.2% | 7.2% (stronger) |
| Offices | 1,224 | 20 |
| CFPB complaints (3 yrs) | 3,181 | — |
| Complaints per $1B deposits | 24.1 | — |
| Mortgage denial rate (HMDA) | 43.1% | 23.2% |
Redstone Federal Credit Union has the higher TellerScore (85 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Regions Bank leads on 2 and Redstone Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Huntsville, AL
- Madison, AL
- Decatur, AL
- Athens, AL
- Scottsboro, AL
- Arab, AL
- Fayetteville, TN
- Guntersville, AL
- Hartselle, AL
- Meridianville, AL