Side-by-side · Q2 2026 data
Regions Bank vs River Bank & Trust
Metric by metric
| Measure | Regions Bank | River Bank & Trust |
|---|---|---|
| TellerScore | 64 | 66 (stronger) |
| Capital cushion | 45 (stronger) | 42 |
| Loan quality | 69 | 84 (stronger) |
| Earnings | 78 | 80 (stronger) |
| Funding & liquidity | 59 (stronger) | 49 |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 73rd | 40th |
| Total assets | $159.8B | $4.0B |
| Deposits / shares | $131.8B | $3.5B |
| Capital ratio | 9.50% (stronger) | 9.23% |
| Problem loans | 0.93% | 0.48% (stronger) |
| Net charge-offs | 0.47% | 0.02% (stronger) |
| Return on assets | 1.46% | 1.49% (stronger) |
| Loans ÷ deposits | 74.6% (stronger) | 80.5% |
| Uninsured deposits | 39.2% (stronger) | 42.9% |
| Offices | 1,224 | 25 |
| CFPB complaints (3 yrs) | 3,184 | 17 |
| Complaints per $1B deposits | 24.2 | 4.8 (stronger) |
| Mortgage denial rate (HMDA) | 43.1% | — |
River Bank & Trust has the higher TellerScore (66 vs 64). On the 8 directional measures above (where higher or lower is clearly better), Regions Bank leads on 3 and River Bank & Trust on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.