Side-by-side · Q2 2026 data
Regions Bank vs State Bank & Trust Company
Metric by metric
| Measure | Regions Bank | State Bank & Trust Company |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 45 | 56 (stronger) |
| Loan quality | 69 | 85 (stronger) |
| Earnings | 78 | 80 (stronger) |
| Funding & liquidity | 59 | 73 (stronger) |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 73rd | 57th |
| Total assets | $159.8B | $165.1M |
| Deposits / shares | $131.8B | $145.3M |
| Capital ratio | 9.50% | 10.63% (stronger) |
| Problem loans | 0.93% | 0.46% (stronger) |
| Net charge-offs | 0.47% | -0.05% (stronger) |
| Return on assets | 1.46% | 1.50% (stronger) |
| Loans ÷ deposits | 74.6% (stronger) | 78.8% |
| Uninsured deposits | 39.2% | 22.4% (stronger) |
| Offices | 1,224 | 4 |
| CFPB complaints (3 yrs) | 3,181 | — |
| Complaints per $1B deposits | 24.1 | — |
| Mortgage denial rate (HMDA) | 43.1% | — |
State Bank & Trust Company has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Regions Bank leads on 1 and State Bank & Trust Company on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Cut Off, LA