TellerScore

Side-by-side · Q2 2026 data

Reliance Credit Union vs United Labor Credit Union

Credit union

Reliance Credit Union

Kansas City, Kansas · Under $100 million in assets

93of 100
Very strong

Credit union

United Labor Credit Union

Raytown, Missouri · Under $100 million in assets

55of 100
Moderate

Metric by metric

MeasureReliance Credit UnionUnited Labor Credit Union
TellerScore93 (stronger)55
Capital cushion100 (stronger)23
Loan quality90 (stronger)62
Earnings80 (stronger)46
Funding & liquidity97100 (stronger)
Problem-loan coverage98 (stronger)85
Peer percentile94th15th
Total assets$25.1M$23.0M
Deposits / shares$20.9M$21.2M
Capital ratio16.44% (stronger)7.35%
Problem loans0.30% (stronger)1.13%
Net charge-offs0.41% (stronger)0.58%
Return on assets1.50% (stronger)0.66%
Loans ÷ deposits63.6%54.0% (stronger)
Uninsured deposits0.0% (stronger)15.5%
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Reliance Credit Union has the higher TellerScore (93 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Reliance Credit Union leads on 6 and United Labor Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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