Side-by-side · Q2 2026 data
Reliance Federal Credit Union vs Pagoda Federal Credit Union
Credit union
Reliance Federal Credit Union
King of Prussia, Pennsylvania · Under $100 million in assets
Credit union
Pagoda Federal Credit Union
Reading, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Reliance Federal Credit Union | Pagoda Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 87 (stronger) |
| Capital cushion | 75 (stronger) | 70 |
| Loan quality | 65 | 90 (stronger) |
| Earnings | 39 | 93 (stronger) |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 40th | 83rd |
| Total assets | $35.3M | $32.6M |
| Deposits / shares | $30.8M | $28.6M |
| Capital ratio | 12.51% (stronger) | 11.97% |
| Problem loans | 1.05% | 0.31% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.51% |
| Return on assets | 0.48% | 1.81% (stronger) |
| Loans ÷ deposits | 65.4% | 34.0% (stronger) |
| Uninsured deposits | 6.4% | 4.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pagoda Federal Credit Union has the higher TellerScore (87 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Reliance Federal Credit Union leads on 2 and Pagoda Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.