Reliance Federal Credit Union is a federal credit union headquartered in King of Prussia, Pennsylvania, in business for about 86 years. At the end of Q2 2026 it reported $35.3M in total assets and $30.8M in member shares and deposits, with 2 offices.
Reliance Federal Credit Union has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than only 40% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 180th. Funding & liquidity contributes the most (95/100, 65% loans-to-deposits, 6% uninsured); earnings contributes the least (39/100, 0.48%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (72 → 70), mostly because the earnings component weakened by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 72 |
| Q4 2024 | 73 |
| Q1 2025 | 72 |
| Q2 2025 | 72 |
| Q3 2025 | 69 |
| Q4 2025 | 73 |
| Q1 2026 | 72 |
| Q2 2026 | 70 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.18% |
| Q3 2024 | 11.55% |
| Q4 2024 | 11.92% |
| Q1 2025 | 12.06% |
| Q2 2025 | 12.18% |
| Q3 2025 | 12.51% |
| Q4 2025 | 12.60% |
| Q1 2026 | 12.15% |
| Q2 2026 | 12.51% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.02% |
| Q3 2024 | 1.34% |
| Q4 2024 | 1.20% |
| Q1 2025 | 1.14% |
| Q2 2025 | 1.16% |
| Q3 2025 | 1.55% |
| Q4 2025 | 1.13% |
| Q1 2026 | 0.75% |
| Q2 2026 | 1.05% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.28% |
| Q3 2024 | 1.27% |
| Q4 2024 | 1.20% |
| Q1 2025 | 0.88% |
| Q2 2025 | 0.91% |
| Q3 2025 | 0.89% |
| Q4 2025 | 0.88% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $35.3M | 12.51% | 1.05% | 0.48% | 65.4% |
| Q1 2026 | 72 | $35.9M | 12.15% | 0.75% | 0.44% | 60.9% |
| Q4 2025 | 73 | $34.3M | 12.60% | 1.13% | 0.88% | 62.6% |
| Q3 2025 | 69 | $34.0M | 12.51% | 1.55% | 0.89% | 63.0% |
| Q2 2025 | 72 | $34.3M | 12.18% | 1.16% | 0.91% | 58.8% |
| Q1 2025 | 72 | $34.0M | 12.06% | 1.14% | 0.88% | 54.8% |
| Q4 2024 | 73 | $33.8M | 11.92% | 1.20% | 1.20% | 55.3% |
| Q3 2024 | 72 | $34.1M | 11.55% | 1.34% | 1.27% | 53.4% |
| Q2 2024 | 73 | $34.3M | 11.18% | 1.02% | 1.28% | 53.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Hazleton School Employees Credit UnionCredit union Hazleton, PA | 80 out of 100, Strong | $35.4M | 21.8% | 1.96% | vs |
| Highway Federal Credit UnionCredit union Hughestown, PA | 75 out of 100, Strong | $35.0M | 18.1% | 2.00% | vs |
| Jessop Community Federal Credit UnionCredit union Washington, PA | 87 out of 100, Very strong | $34.1M | 13.8% | 0.38% | vs |
| Vasco Federal Credit UnionCredit union Latrobe, PA | 68 out of 100, Moderate | $36.7M | 11.6% | 1.23% | vs |
| Franklin Johnstown Federal Credit UnionCredit union Johnstown, PA | 79 out of 100, Strong | $37.3M | 13.7% | 0.42% | vs |
| Central Susquehanna Community Federal Credit UnionCredit union Danville, PA | 82 out of 100, Strong | $37.4M | 12.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Reliance Federal Credit Union?
Yes. Reliance Federal Credit Union is a federally insured credit union (NCUA charter #4120). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.4% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 12.51%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Reliance Federal Credit Union lists 2 offices in 2 cities. Most locations:
Identity & history
Profile
- Legal name
- Reliance Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 4120
- RSSD ID
- 458272
- Primary regulator
- NCUA
- Established
- 1940
- Headquarters
- 20102 Valley Forge Cir, King of Prussia, PA 19406
- Employees
- 9
Quick answers
Reliance Federal Credit Union: common questions
Is Reliance Federal Credit Union NCUA insured?
Yes. Reliance Federal Credit Union is a federally insured credit union (NCUA charter #4120). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Reliance Federal Credit Union's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Reliance Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near King of Prussia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| SEI Private Trust CompanyBank Oaks, PA | 93 out of 100, Very strong | $208.5M | 80.4% | 0.00% | vs |
| The National Bank of MalvernBank Malvern, PA | 93 out of 100, Very strong | $224.0M | 16.5% | 0.10% | vs |