Side-by-side · Q2 2026 data
Reliance Savings Bank vs Quaint Oak Bank
Metric by metric
| Measure | Reliance Savings Bank | Quaint Oak Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 52 |
| Capital cushion | 72 (stronger) | 59 |
| Loan quality | 91 (stronger) | 42 |
| Earnings | 32 | 38 (stronger) |
| Funding & liquidity | 46 | 59 (stronger) |
| Problem-loan coverage | 97 (stronger) | 73 |
| Peer percentile | 34th | 8th |
| Total assets | $648.9M | $631.5M |
| Deposits / shares | $511.7M | $556.8M |
| Capital ratio | 12.24% (stronger) | 10.91% |
| Problem loans | 0.26% (stronger) | 1.73% |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 0.30% | 0.44% (stronger) |
| Loans ÷ deposits | 97.4% (stronger) | 100.8% |
| Uninsured deposits | 29.8% | 12.4% (stronger) |
| Offices | 9 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | — |
Reliance Savings Bank has the higher TellerScore (67 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Reliance Savings Bank leads on 5 and Quaint Oak Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.