Side-by-side · Q2 2026 data
Reliance Savings Bank vs Woodlands Bank
Metric by metric
| Measure | Reliance Savings Bank | Woodlands Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 44 |
| Capital cushion | 72 (stronger) | 39 |
| Loan quality | 91 (stronger) | 11 |
| Earnings | 32 | 67 (stronger) |
| Funding & liquidity | 46 | 72 (stronger) |
| Problem-loan coverage | 97 (stronger) | 56 |
| Peer percentile | 34th | 4th |
| Total assets | $648.9M | $640.3M |
| Deposits / shares | $511.7M | $574.2M |
| Capital ratio | 12.24% (stronger) | 8.86% |
| Problem loans | 0.26% (stronger) | 2.68% |
| Net charge-offs | 0.01% (stronger) | 0.44% |
| Return on assets | 0.30% | 1.18% (stronger) |
| Loans ÷ deposits | 97.4% | 78.5% (stronger) |
| Uninsured deposits | 29.8% | 24.2% (stronger) |
| Offices | 9 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.8% | 4.4% |
Reliance Savings Bank has the higher TellerScore (67 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Reliance Savings Bank leads on 4 and Woodlands Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.