Side-by-side · Q2 2026 data
Reliance State Bank vs DeWitt Bank & Trust Co.
Metric by metric
| Measure | Reliance State Bank | DeWitt Bank & Trust Co. |
|---|---|---|
| TellerScore | 43 | 62 (stronger) |
| Capital cushion | 47 (stronger) | 44 |
| Loan quality | 2 | 58 (stronger) |
| Earnings | 53 | 93 (stronger) |
| Funding & liquidity | 74 (stronger) | 53 |
| Problem-loan coverage | 64 | 78 (stronger) |
| Peer percentile | 3rd | 22nd |
| Total assets | $276.8M | $277.3M |
| Deposits / shares | $234.7M | $247.7M |
| Capital ratio | 9.72% (stronger) | 9.40% |
| Problem loans | 2.95% | 1.26% (stronger) |
| Net charge-offs | 0.23% | 0.00% (stronger) |
| Return on assets | 0.82% | 1.81% (stronger) |
| Loans ÷ deposits | 80.4% (stronger) | 88.7% |
| Uninsured deposits | 20.3% (stronger) | 31.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
DeWitt Bank & Trust Co. has the higher TellerScore (62 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Reliance State Bank leads on 3 and DeWitt Bank & Trust Co. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.