TellerScore

Side-by-side · Q2 2026 data

Reliance State Bank vs Security Savings Bank

Bank

Reliance State Bank

Story City, Iowa · $100 million – $1 billion

43of 100
Below average

Bank

Security Savings Bank

Gowrie, Iowa · $100 million – $1 billion

89of 100
Very strong

Metric by metric

MeasureReliance State BankSecurity Savings Bank
TellerScore4389 (stronger)
Capital cushion4782 (stronger)
Loan quality299 (stronger)
Earnings53100 (stronger)
Funding & liquidity74 (stronger)65
Problem-loan coverage64100 (stronger)
Peer percentile3rd94th
Total assets$276.8M$193.7M
Deposits / shares$234.7M$161.1M
Capital ratio9.72%13.17% (stronger)
Problem loans2.95%0.04% (stronger)
Net charge-offs0.23%-0.01% (stronger)
Return on assets0.82%2.22% (stronger)
Loans ÷ deposits80.4% (stronger)89.3%
Uninsured deposits20.3% (stronger)20.4%
Offices28
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)7.0%4.3%

Security Savings Bank has the higher TellerScore (89 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Reliance State Bank leads on 2 and Security Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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