Side-by-side · Q2 2026 data
Reliance State Bank vs TS Bank
Metric by metric
| Measure | Reliance State Bank | TS Bank |
|---|---|---|
| TellerScore | 43 | 72 (stronger) |
| Capital cushion | 47 | 56 (stronger) |
| Loan quality | 2 | 53 (stronger) |
| Earnings | 53 | 100 (stronger) |
| Funding & liquidity | 74 | 96 (stronger) |
| Problem-loan coverage | 64 | 77 (stronger) |
| Peer percentile | 3rd | 50th |
| Total assets | $276.8M | $432.7M |
| Deposits / shares | $234.7M | $387.4M |
| Capital ratio | 9.72% | 10.61% (stronger) |
| Problem loans | 2.95% | 1.41% (stronger) |
| Net charge-offs | 0.23% | 0.01% (stronger) |
| Return on assets | 0.82% | 2.21% (stronger) |
| Loans ÷ deposits | 80.4% | 59.8% (stronger) |
| Uninsured deposits | 20.3% | 19.2% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 2.9% |
TS Bank has the higher TellerScore (72 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Reliance State Bank leads on 0 and TS Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.