The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 8 points (64 → 72), mostly because the earnings component improved by 57 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Iowa

Yes. TS Bank is an FDIC-insured institution (FDIC certificate #14812). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.2% of deposits ($74.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.61%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.56% (benchmark: 10%).

Check how much of your own balance is covered

TS Bank lists 7 offices in 6 cities. Most locations:

• Council Bluffs, IA (2)
• Ames, IA (1)
• Atlantic, IA (1)
• Corning, IA (1)
• Macedonia, IA (1)
• Treynor, IA (1)

All branch addresses and map

In 2025, TS Bank reported 34 home-loan applications under HMDA (LEI 5493008LMXP14HBMBK78): 33 originated ($10,615,000 total), 1 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

TS Bank

Former names

Treynor State Bank

Type

State-chartered bank

FDIC certificate #

14812

RSSD ID

552545

Primary regulator

FDIC

Holding company

Ts Banking Group Inc

Established

June 1, 1923

Headquarters

15 E Main St, Treynor, IA 51575

Website

www.tsbank.com

Employees

88