Side-by-side · Q2 2026 data
Relyance Bank vs Legacy Bank
Metric by metric
| Measure | Relyance Bank | Legacy Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 83 (stronger) | 38 |
| Loan quality | 87 | 97 (stronger) |
| Earnings | 69 | 76 (stronger) |
| Funding & liquidity | 39 (stronger) | 28 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 80th | 36th |
| Total assets | $1.4B | $1.3B |
| Deposits / shares | $1.2B | $1.1B |
| Capital ratio | 13.27% (stronger) | 8.85% |
| Problem loans | 0.40% | 0.10% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.21% | 1.40% (stronger) |
| Loans ÷ deposits | 91.8% (stronger) | 93.7% |
| Uninsured deposits | 41.1% (stronger) | 50.1% |
| Offices | 21 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | 1.4% |
Relyance Bank has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Relyance Bank leads on 4 and Legacy Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.