Side-by-side · Q2 2026 data
Relyance Bank vs River Valley Community Federal Credit Union
Credit union
River Valley Community Federal Credit Union
Camden, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Relyance Bank | River Valley Community Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 83 | 89 (stronger) |
| Loan quality | 87 (stronger) | 58 |
| Earnings | 69 (stronger) | 62 |
| Funding & liquidity | 39 | 80 (stronger) |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 80th | 49th |
| Total assets | $1.4B | $64.3M |
| Deposits / shares | $1.2B | $55.0M |
| Capital ratio | 13.27% | 13.91% (stronger) |
| Problem loans | 0.40% (stronger) | 1.25% |
| Net charge-offs | 0.02% (stronger) | 0.45% |
| Return on assets | 1.21% (stronger) | 1.04% |
| Loans ÷ deposits | 91.8% | 80.7% (stronger) |
| Uninsured deposits | 41.1% | 1.5% (stronger) |
| Offices | 21 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.0% | — |
Relyance Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Relyance Bank leads on 4 and River Valley Community Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.