Side-by-side · Q2 2026 data
Renasant Bank vs Choctaw Federal Credit Union
Metric by metric
| Measure | Renasant Bank | Choctaw Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 55 |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 68 (stronger) | 17 |
| Earnings | 76 (stronger) | 0 |
| Funding & liquidity | 39 | 80 (stronger) |
| Problem-loan coverage | 91 (stronger) | 89 |
| Peer percentile | 46th | 15th |
| Total assets | $27.0B | $2.8M |
| Deposits / shares | $22.2B | $2.1M |
| Capital ratio | 10.72% | 25.92% (stronger) |
| Problem loans | 0.96% (stronger) | 2.49% |
| Net charge-offs | 0.05% (stronger) | 0.99% |
| Return on assets | 1.40% (stronger) | -4.63% |
| Loans ÷ deposits | 86.4% | 80.0% (stronger) |
| Uninsured deposits | 46.3% | 0.0% (stronger) |
| Offices | 246 | 1 |
| CFPB complaints (3 yrs) | 114 | — |
| Complaints per $1B deposits | 5.1 | — |
| Mortgage denial rate (HMDA) | 11.6% | — |
Renasant Bank has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Renasant Bank leads on 4 and Choctaw Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.