The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 6 points (58 → 64), mostly because the earnings component improved by 35 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Mississippi

Yes. Renasant Bank is an FDIC-insured institution (FDIC certificate #12437). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 46.3% of deposits ($10.3B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.72%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.67% (benchmark: 10%).

Check how much of your own balance is covered

Renasant Bank lists 246 offices in 193 cities across 6 states. Most locations:

• Tallahassee, FL (4)
• Tupelo, MS (4)
• Albany, GA (3)
• Alpharetta, GA (3)
• Birmingham, AL (3)
• Decatur, AL (3)
• Gulfport, MS (3)
• Hattiesburg, MS (3)
• Macon, GA (3)
• Mobile, AL (3)
• Nashville, TN (3)
• Pensacola, FL (3)

All branch addresses and map

Over the last three years, the CFPB forwarded 113 consumer complaints about RENASANT CORPORATION to the company (48 in the last 12 months). 100.0% received a timely response. That is 5.1 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Renasant Bank reported 12,084 home-loan applications under HMDA (LEI 5493002RF1ERFA2XR050): 8,976 originated ($2,567,640,000 total), 1,190 denied, and 1,805 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Renasant Bank

Former names

The Peoples Bank and Trust Company

Type

State-chartered bank (Fed member)

FDIC certificate #

12437

RSSD ID

749242

Primary regulator

FED

Holding company

Renasant Corp

Established

February 27, 1904

Headquarters

209 Troy St, Tupelo, MS 38804

Website

www.renasant.com

Employees

2,952