Side-by-side · Q2 2026 data
Renasant Bank vs N. Mississippi Health Services Emp. Federal Credit Union
Credit union
N. Mississippi Health Services Emp. Federal Credit Union
Tupelo, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Renasant Bank | N. Mississippi Health Services Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 97 (stronger) |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 68 | 100 (stronger) |
| Earnings | 76 | 85 (stronger) |
| Funding & liquidity | 39 | 98 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 46th | 98th |
| Total assets | $27.0B | $14.0M |
| Deposits / shares | $22.2B | $11.1M |
| Capital ratio | 10.72% | 20.95% (stronger) |
| Problem loans | 0.96% | 0.00% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.11% |
| Return on assets | 1.40% | 1.63% (stronger) |
| Loans ÷ deposits | 86.4% | 62.2% (stronger) |
| Uninsured deposits | 46.3% | 0.0% (stronger) |
| Offices | 246 | 1 |
| CFPB complaints (3 yrs) | 114 | — |
| Complaints per $1B deposits | 5.1 | — |
| Mortgage denial rate (HMDA) | 11.6% | — |
N. Mississippi Health Services Emp. Federal Credit Union has the higher TellerScore (97 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Renasant Bank leads on 1 and N. Mississippi Health Services Emp. Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.