Side-by-side · Q2 2026 data
Republic Bank of Chicago vs FCB Banks
Metric by metric
| Measure | Republic Bank of Chicago | FCB Banks |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 76 (stronger) | 35 |
| Loan quality | 58 | 75 (stronger) |
| Earnings | 74 | 92 (stronger) |
| Funding & liquidity | 55 | 66 (stronger) |
| Problem-loan coverage | 72 | 87 (stronger) |
| Peer percentile | 49th | 40th |
| Total assets | $2.6B | $2.6B |
| Deposits / shares | $2.3B | $2.3B |
| Capital ratio | 12.57% (stronger) | 8.45% |
| Problem loans | 1.27% | 0.76% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.36% | 1.79% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 89.4% |
| Uninsured deposits | 43.6% | 19.7% (stronger) |
| Offices | 20 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.4% | 9.4% |
Republic Bank of Chicago has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Republic Bank of Chicago leads on 3 and FCB Banks on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.