Republic Bank of Chicago is a state-chartered bank headquartered in Oak Brook, Illinois, in business for about 62 years. At the end of Q2 2026 it reported $2.6B in total assets and $2.3B in deposits, with 20 offices.
Republic Bank of Chicago has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 49% of its 897 banks with $1 billion – $10 billion. Among 326 banks headquartered in Illinois, it ranks 187th. Capital cushion contributes the most (76/100, 12.57%); funding & liquidity contributes the least (55/100, 73% loans-to-deposits, 44% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (75 → 68), mostly because the loan quality component weakened by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 48 |
| Q3 2024 | 47 |
| Q4 2024 | 48 |
| Q1 2025 | 51 |
| Q2 2025 | 75 |
| Q3 2025 | 73 |
| Q4 2025 | 67 |
| Q1 2026 | 69 |
| Q2 2026 | 68 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.96% |
| Q3 2024 | 11.90% |
| Q4 2024 | 12.44% |
| Q1 2025 | 13.15% |
| Q2 2025 | 13.54% |
| Q3 2025 | 13.76% |
| Q4 2025 | 14.34% |
| Q1 2026 | 12.78% |
| Q2 2026 | 12.57% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.82% |
| Q3 2024 | 3.13% |
| Q4 2024 | 4.00% |
| Q1 2025 | 4.22% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.85% |
| Q4 2025 | 1.69% |
| Q1 2026 | 1.32% |
| Q2 2026 | 1.27% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.96% |
| Q3 2024 | 1.00% |
| Q4 2024 | 1.05% |
| Q1 2025 | 1.07% |
| Q2 2025 | 1.24% |
| Q3 2025 | 1.30% |
| Q4 2025 | 1.27% |
| Q1 2026 | 1.51% |
| Q2 2026 | 1.36% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $2.6B | 12.57% | 1.27% | 1.36% | 73.2% |
| Q1 2026 | 69 | $2.5B | 12.78% | 1.32% | 1.51% | 73.4% |
| Q4 2025 | 67 | $2.7B | 14.34% | 1.69% | 1.27% | 71.4% |
| Q3 2025 | 73 | $2.6B | 13.76% | 0.85% | 1.30% | 75.0% |
| Q2 2025 | 75 | $2.6B | 13.54% | 0.58% | 1.24% | 73.7% |
| Q1 2025 | 51 | $2.7B | 13.15% | 4.22% | 1.07% | 76.1% |
| Q4 2024 | 48 | $2.6B | 12.44% | 4.00% | 1.05% | 77.8% |
| Q3 2024 | 47 | $2.8B | 11.90% | 3.13% | 1.00% | 79.0% |
| Q2 2024 | 48 | $2.8B | 11.96% | 2.82% | 0.96% | 83.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| FCB BanksBank Collinsville, IL | 66 out of 100, Moderate | $2.6B | 8.5% | 0.76% | vs |
| Schaumburg Bank & Trust Company, National AssociationBank Schaumburg, IL | 73 out of 100, Strong | $2.6B | 9.4% | 0.11% | vs |
| INB, National AssociationBank Springfield, IL | 62 out of 100, Moderate | $2.7B | 9.4% | 1.10% | vs |
| Beverly Bank & Trust Company, National AssociationBank Chicago, IL | 71 out of 100, Strong | $2.7B | 9.9% | 0.40% | vs |
| State Bank of the Lakes, National AssociationBank Antioch, IL | 71 out of 100, Strong | $2.8B | 9.0% | 0.18% | vs |
| Lakeside BankBank Chicago, IL | 75 out of 100, Strong | $2.9B | 11.0% | 0.03% | vs |
Deposit insurance
Is my money safe at Republic Bank of Chicago?
Yes. Republic Bank of Chicago is an FDIC-insured institution (FDIC certificate #19333). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 43.6% of deposits ($986.4M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.57%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
20 locations
Branches
Republic Bank of Chicago lists 20 offices in 14 cities. Most locations:
- Chicago, IL (6)
- West Chicago, IL (2)
- Addison, IL (1)
- Berkeley, IL (1)
- Berwyn, IL (1)
- Darien, IL (1)
- Hodgkins, IL (1)
- Lincolnwood, IL (1)
- Naperville, IL (1)
- Oak Brook, IL (1)
- Orland Park, IL (1)
- Palos Park, IL (1)
HMDA 2025
Mortgage lending
In 2025, Republic Bank of Chicago reported 284 home-loan applications under HMDA (LEI 5493002Q5MB21VG7B390): 253 originated ($62,325,000 total), 1 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 0.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Republic Bank of Chicago
- Type
- State-chartered bank
- FDIC certificate #
- 19333
- RSSD ID
- 671334
- Primary regulator
- FDIC
- Holding company
- Republic Bcorp Co
- Established
- December 1, 1964
- Headquarters
- 2221 Camden Ct, Oak Brook, IL 60523
- Website
- www.republicebank.com
- Employees
- 301
Quick answers
Republic Bank of Chicago: common questions
Is Republic Bank of Chicago FDIC insured?
Yes. Republic Bank of Chicago is an FDIC-insured institution (FDIC certificate #19333). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Republic Bank of Chicago's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Republic Bank of Chicago ever failed?
There is no failure record for FDIC certificate #19333 in the FDIC failed bank list.
How many branches does Republic Bank of Chicago have?
20 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Oak Brook
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Evergreen Park Schools Federal Credit UnionCredit union Evergreen Park, IL | 100 out of 100, Very strong | $10.0M | 19.4% | 0.00% | vs |
| Pilgrim Baptist Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $263K | 25.8% | 0.00% | vs |
| M.W.P.H. Grand Lodge of Illinois Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $418K | 18.5% | — | vs |
| Israel Methcomm Federal Credit UnionCredit union Chicago, IL | 100 out of 100, Very strong | $2.0M | 15.5% | 0.00% | vs |
| Western Springs Federal Credit UnionCredit union Western Springs, IL | 95 out of 100, Very strong | $3.9M | 18.2% | 0.46% | vs |
| Aurora Policemen Credit UnionCredit union Aurora, IL | 95 out of 100, Very strong | $26.3M | 15.3% | 0.00% | vs |