Side-by-side · Q2 2026 data
Resource Bank vs Washington Educational Assoc Federal Credit Union
Credit union
Washington Educational Assoc Federal Credit Union
Franklinton, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Resource Bank | Washington Educational Assoc Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 63 |
| Capital cushion | 78 (stronger) | 60 |
| Loan quality | 98 (stronger) | 80 |
| Earnings | 79 (stronger) | 0 |
| Funding & liquidity | 28 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 72nd | 26th |
| Total assets | $980.7M | $909K |
| Deposits / shares | $803.0M | $855K |
| Capital ratio | 12.80% (stronger) | 10.95% |
| Problem loans | 0.05% (stronger) | 0.61% |
| Net charge-offs | -0.00% (stronger) | 11.82% |
| Return on assets | 1.48% (stronger) | -4.07% |
| Loans ÷ deposits | 102.9% | 49.3% (stronger) |
| Uninsured deposits | 41.7% | 0.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
Resource Bank has the higher TellerScore (78 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Resource Bank leads on 5 and Washington Educational Assoc Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Franklinton, LA