Washington Educational Assoc Federal Credit Union is a federal credit union headquartered in Franklinton, Louisiana, in business for about 62 years. At the end of Q2 2026 it reported $909K in total assets and $855K in member shares and deposits, with 1 office.
Based on its Q2 2026 filing, Washington Educational Assoc Federal Credit Union scores 63/100, which we describe as moderate. That is higher than only 26% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 92nd. Its strongest component is funding & liquidity (100/100; 49% loans-to-deposits, 0% uninsured), and its lowest is earnings (0/100; -4.07%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (55 → 63), mostly because the loan quality component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 67 |
| Q4 2024 | 68 |
| Q1 2025 | 55 |
| Q2 2025 | 55 |
| Q3 2025 | 67 |
| Q4 2025 | 56 |
| Q1 2026 | 64 |
| Q2 2026 | 63 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.38% |
| Q3 2024 | 10.60% |
| Q4 2024 | 11.22% |
| Q1 2025 | 10.61% |
| Q2 2025 | 10.91% |
| Q3 2025 | 11.39% |
| Q4 2025 | 11.50% |
| Q1 2026 | 9.87% |
| Q2 2026 | 10.95% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.83% |
| Q3 2024 | 0.91% |
| Q4 2024 | 1.47% |
| Q1 2025 | 1.24% |
| Q2 2025 | 1.36% |
| Q3 2025 | 1.63% |
| Q4 2025 | 1.87% |
| Q1 2026 | 0.52% |
| Q2 2026 | 0.61% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 4.71% |
| Q3 2024 | 0.65% |
| Q4 2024 | 1.27% |
| Q1 2025 | -4.00% |
| Q2 2025 | -0.50% |
| Q3 2025 | 1.07% |
| Q4 2025 | -0.10% |
| Q1 2026 | -0.04% |
| Q2 2026 | -4.07% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $909K | 10.95% | 0.61% | -4.07% | 49.3% |
| Q1 2026 | 64 | $988K | 9.87% | 0.52% | -0.04% | 53.5% |
| Q4 2025 | 56 | $1.0M | 11.50% | 1.87% | -0.10% | 57.3% |
| Q3 2025 | 67 | $1.0M | 11.39% | 1.63% | 1.07% | 57.6% |
| Q2 2025 | 55 | $1.0M | 10.91% | 1.36% | -0.50% | 60.7% |
| Q1 2025 | 55 | $1.1M | 10.61% | 1.24% | -4.00% | 56.9% |
| Q4 2024 | 68 | $1.0M | 11.22% | 1.47% | 1.27% | 63.8% |
| Q3 2024 | 67 | $1.1M | 10.60% | 0.91% | 0.65% | 61.4% |
| Q2 2024 | 78 | $1.0M | 10.38% | 0.83% | 4.71% | 63.7% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fourth Ward Federal Credit UnionCredit union Amite, LA | 69 out of 100, Moderate | $930K | 15.2% | 10.14% | vs |
| G G W Federal Credit UnionCredit union New Orleans, LA | 97 out of 100, Very strong | $960K | 26.7% | 0.00% | vs |
| U B C Southern Council Industria Wo Federal Credit UnionCredit union Minden, LA | 81 out of 100, Strong | $834K | 37.1% | 0.46% | vs |
| S T S P Federal Credit UnionCredit union Lacombe, LA | 68 out of 100, Moderate | $779K | 9.4% | 0.62% | vs |
| Teamsters Local Union #270 Federal Credit UnionCredit union New Orleans, LA | 67 out of 100, Moderate | $1.0M | 14.9% | 5.94% | vs |
| Municipal Employees Federal Credit UnionCredit union Bogalusa, LA | 55 out of 100, Moderate | $642K | 42.8% | 8.90% | vs |
Deposit insurance
Is my money safe at Washington Educational Assoc Federal Credit Union?
Yes. Washington Educational Assoc Federal Credit Union is a federally insured credit union (NCUA charter #16256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.95%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Washington Educational Assoc Federal Credit Union lists 1 office in 1 city. Most locations:
- Franklinton, LA (1)
Identity & history
Profile
- Legal name
- Washington Educational Assoc Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 16256
- RSSD ID
- 958482
- Primary regulator
- NCUA
- Established
- 1964
- Headquarters
- 308 - 11th Avenue, Franklinton, LA 70438
- Employees
- 2
Quick answers
Washington Educational Assoc Federal Credit Union: common questions
Is Washington Educational Assoc Federal Credit Union NCUA insured?
Yes. Washington Educational Assoc Federal Credit Union is a federally insured credit union (NCUA charter #16256). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Washington Educational Assoc Federal Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Washington Educational Assoc Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Franklinton
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Department of Corrections Credit UnionCredit union Baton Rouge, LA | 90 out of 100, Very strong | $126.3M | 23.4% | 0.57% | vs |
| Citizens BankBank Columbia, MS | 90 out of 100, Very strong | $466.3M | 13.5% | 0.33% | vs |
| Zellco Federal Credit UnionCredit union Bogalusa, LA | 89 out of 100, Very strong | $94.5M | 31.9% | 0.73% | vs |
| Citizens Savings BankBank Bogalusa, LA | 81 out of 100, Strong | $329.1M | 14.3% | 0.74% | vs |
| Resource BankBank Covington, LA | 78 out of 100, Strong | $980.7M | 12.8% | 0.05% | vs |
| Tangipahoa Parish Teachers Credit UnionCredit union Amite, LA | 77 out of 100, Strong | $32.8M | 35.8% | 1.71% | vs |