Side-by-side · Q2 2026 data
Resource Bank vs Zellco Federal Credit Union
Credit union
Zellco Federal Credit Union
Bogalusa, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Resource Bank | Zellco Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 98 (stronger) | 76 |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 28 | 69 (stronger) |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 72nd | 87th |
| Total assets | $980.7M | $94.5M |
| Deposits / shares | $803.0M | $64.9M |
| Capital ratio | 12.80% | 31.85% (stronger) |
| Problem loans | 0.05% (stronger) | 0.73% |
| Net charge-offs | -0.00% (stronger) | 0.21% |
| Return on assets | 1.48% | 2.15% (stronger) |
| Loans ÷ deposits | 102.9% | 91.4% (stronger) |
| Uninsured deposits | 41.7% | 3.7% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
Zellco Federal Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Resource Bank leads on 2 and Zellco Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bogalusa, LA
- Franklinton, LA