Side-by-side · Q2 2026 data
Resource Federal Credit Union vs Jack Daniel Employees Credit Union
Credit union
Jack Daniel Employees Credit Union
Lynchburg, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Resource Federal Credit Union | Jack Daniel Employees Credit Union |
|---|---|---|
| TellerScore | 71 | 74 (stronger) |
| Capital cushion | 54 | 63 (stronger) |
| Loan quality | 79 | 79 |
| Earnings | 51 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 42nd | 49th |
| Total assets | $54.7M | $56.7M |
| Deposits / shares | $48.6M | $49.8M |
| Capital ratio | 10.39% | 11.32% (stronger) |
| Problem loans | 0.62% (stronger) | 0.63% |
| Net charge-offs | 0.36% | 0.14% (stronger) |
| Return on assets | 0.76% | 1.18% (stronger) |
| Loans ÷ deposits | 26.1% (stronger) | 77.6% |
| Uninsured deposits | 0.9% (stronger) | 5.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jack Daniel Employees Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Resource Federal Credit Union leads on 3 and Jack Daniel Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.