Side-by-side · Q2 2026 data
Revity Federal Credit Union vs Wnc Community Credit Union
Credit union
Wnc Community Credit Union
Waynesville, North Carolina · Under $100 million in assets
Metric by metric
| Measure | Revity Federal Credit Union | Wnc Community Credit Union |
|---|---|---|
| TellerScore | 36 | 83 (stronger) |
| Capital cushion | 29 | 100 (stronger) |
| Loan quality | 29 | 91 (stronger) |
| Earnings | 0 | 48 (stronger) |
| Funding & liquidity | 91 (stronger) | 76 |
| Problem-loan coverage | 66 | 97 (stronger) |
| Peer percentile | 2nd | 72nd |
| Total assets | $83.0M | $96.0M |
| Deposits / shares | $73.7M | $78.9M |
| Capital ratio | 7.86% | 17.03% (stronger) |
| Problem loans | 2.12% | 0.28% (stronger) |
| Net charge-offs | 0.92% | 0.02% (stronger) |
| Return on assets | -1.24% | 0.70% (stronger) |
| Loans ÷ deposits | 69.5% (stronger) | 84.1% |
| Uninsured deposits | 9.1% | 1.7% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wnc Community Credit Union has the higher TellerScore (83 vs 36). On the 7 directional measures above (where higher or lower is clearly better), Revity Federal Credit Union leads on 1 and Wnc Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.