Side-by-side · Q2 2026 data
Richland County Bank vs Oakdale Credit Union
Metric by metric
| Measure | Richland County Bank | Oakdale Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 95 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 100 | 100 |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 99 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 99th | 98th |
| Total assets | $114.1M | $132.4M |
| Deposits / shares | $96.0M | $112.8M |
| Capital ratio | 17.77% (stronger) | 13.35% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 1.51% | 2.29% (stronger) |
| Loans ÷ deposits | 51.3% (stronger) | 61.7% |
| Uninsured deposits | 12.5% | 8.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richland County Bank has the higher TellerScore (96 vs 95). On the 6 directional measures above (where higher or lower is clearly better), Richland County Bank leads on 4 and Oakdale Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.