TellerScore

Headquartered in Oakdale, Wisconsin, Oakdale Credit Union is a federally insured state-chartered credit union with $132.4M in total assets and $112.8M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1953.

Oakdale Credit Union has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 1,341 credit unions with $100 million – $1 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 2nd. Loan quality contributes the most (100/100, 0.00%); capital cushion contributes the least (84/100, 13.35%).

TellerScore · Q2 2026

Scorecard

Capital cushion84/100
Net worth ratio: 13.35%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.29%
Funding & liquidity99/100
Loans ÷ shares: 61.7% · 8.2% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (90 → 95), mostly because the capital cushion component improved by 12 points.

TellerScore
859095Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202485
Q3 202487
Q4 202488
Q1 202588
Q2 202590
Q3 202591
Q4 202592
Q1 202693
Q2 202695
Net worth ratio
7.00%10.18%13.35%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.59%
Q3 202411.32%
Q4 202411.55%
Q1 202511.81%
Q2 202512.19%
Q3 202512.46%
Q4 202512.65%
Q1 202612.84%
Q2 202613.35%
Delinquent loans (60+ days)
0.00%0.08%0.16%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.02%
Q3 20240.00%
Q4 20240.12%
Q1 20250.16%
Q2 20250.11%
Q3 20250.10%
Q4 20250.09%
Q1 20260.00%
Q2 20260.00%
Return on assets
2.00%2.46%2.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.19%
Q3 20242.28%
Q4 20242.24%
Q1 20252.08%
Q2 20252.11%
Q3 20252.07%
Q4 20252.00%
Q1 20262.93%
Q2 20262.29%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202695$132.4M13.35%0.00%2.29%61.7%
Q1 202693$133.5M12.84%0.00%2.93%59.6%
Q4 202592$127.8M12.65%0.09%2.00%61.5%
Q3 202591$124.7M12.46%0.10%2.07%63.6%
Q2 202590$122.2M12.19%0.11%2.11%65.9%
Q1 202588$120.5M11.81%0.16%2.08%67.0%
Q4 202488$117.8M11.55%0.12%2.24%67.9%
Q3 202487$114.2M11.32%0.00%2.28%72.3%
Q2 202485$115.5M10.59%0.02%2.19%71.7%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.35%
73rd
Problem loans0.00%
100th
Net charge-offs-0.00%
98th
Return on assets2.29%
99th
Loans to deposits61.7%
75th
Uninsured deposits8.2%
28th
Loan-loss reserves0.00%
50th
Texas ratio0.0%
100th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Premier Financial Credit UnionCredit union New Holstein, WI78 out of 100, Strong$132.4M13.6%0.95%vs
Firefighters Credit UnionCredit union Onalaska, WI83 out of 100, Strong$133.0M16.1%0.57%vs
Tomah Area Credit UnionCredit union Tomah, WI83 out of 100, Strong$125.9M12.4%0.49%vs
Governmental Employees Credit UnionCredit union La Crosse, WI60 out of 100, Moderate$121.8M9.4%0.71%vs
Arcadia Credit UnionCredit union Arcadia, WI79 out of 100, Strong$144.2M12.9%0.46%vs
Southern Lakes Credit UnionCredit union Kenosha, WI65 out of 100, Moderate$112.6M9.7%0.73%vs

Deposit insurance

Is my money safe at Oakdale Credit Union?

Yes. Oakdale Credit Union is a federally insured credit union (NCUA charter #67200). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.2% of shares and deposits ($9.2M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.35%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Oakdale Credit Union lists 3 offices in 3 cities. Most locations:

  • Mauston, WI (1)
  • Reedsburg, WI (1)
  • Tomah, WI (1)

All branch addresses and map

Identity & history

Profile

Legal name
Oakdale Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67200
RSSD ID
886594
Primary regulator
State + NCUA
Established
1953
Headquarters
P.O. Box 115, Oakdale, WI 54649
Employees
26

Quick answers

Oakdale Credit Union: common questions

Is Oakdale Credit Union NCUA insured?

Yes. Oakdale Credit Union is a federally insured credit union (NCUA charter #67200). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Oakdale Credit Union's TellerScore?

95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Oakdale Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Oakdale

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of MaustonBank Mauston, WI96 out of 100, Very strong$426.7M14.8%0.19%vs
Tomah Area Credit UnionCredit union Tomah, WI83 out of 100, Strong$125.9M12.4%0.49%vs
Royal BankBank Elroy, WI79 out of 100, Strong$816.1M10.5%0.06%vs
Bank of CashtonBank Cashton, WI79 out of 100, Strong$146.1M10.9%0.00%vs
Westby Co-Op Credit UnionCredit union Westby, WI77 out of 100, Strong$1.0B15.6%1.44%vs
Citizens First BankBank Viroqua, WI75 out of 100, Strong$344.5M10.3%0.44%vs