Side-by-side · Q2 2026 data
Richland Parish Schools Federal Credit Union vs Cogic Credit Union
Credit union
Richland Parish Schools Federal Credit Union
Rayville, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Richland Parish Schools Federal Credit Union | Cogic Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 32 |
| Capital cushion | 100 (stronger) | 0 |
| Loan quality | 0 | 40 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 88 (stronger) | 69 |
| Peer percentile | 49th | 1st |
| Total assets | $619K | $341K |
| Deposits / shares | $435K | $326K |
| Capital ratio | 29.55% (stronger) | 4.38% |
| Problem loans | 6.18% | 1.79% (stronger) |
| Net charge-offs | -0.31% (stronger) | 0.00% |
| Return on assets | 2.99% (stronger) | -5.69% |
| Loans ÷ deposits | 42.0% (stronger) | 62.5% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richland Parish Schools Federal Credit Union has the higher TellerScore (74 vs 32). On the 6 directional measures above (where higher or lower is clearly better), Richland Parish Schools Federal Credit Union leads on 5 and Cogic Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.