Side-by-side · Q2 2026 data
Richton Bank & Trust Company vs Pine Belt Federal Credit Union
Credit union
Pine Belt Federal Credit Union
Hattiesburg, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Richton Bank & Trust Company | Pine Belt Federal Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 73 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 76 |
| Earnings | 52 (stronger) | 21 |
| Funding & liquidity | 100 (stronger) | 68 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 89th | 47th |
| Total assets | $52.0M | $13.9M |
| Deposits / shares | $43.1M | $10.0M |
| Capital ratio | 15.95% | 27.22% (stronger) |
| Problem loans | 0.00% (stronger) | 0.72% |
| Net charge-offs | 0.00% (stronger) | 1.15% |
| Return on assets | 0.79% (stronger) | 0.02% |
| Loans ÷ deposits | 47.4% (stronger) | 92.7% |
| Uninsured deposits | 10.5% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richton Bank & Trust Company has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Richton Bank & Trust Company leads on 5 and Pine Belt Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.