Side-by-side · Q2 2026 data
Ridgeline Federal Credit Union vs New Heights Federal Credit Union
Credit union
Ridgeline Federal Credit Union
Salt Lake City, Utah · Under $100 million in assets
Metric by metric
| Measure | Ridgeline Federal Credit Union | New Heights Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 75 (stronger) |
| Capital cushion | 42 | 99 (stronger) |
| Loan quality | 70 (stronger) | 69 |
| Earnings | 7 | 17 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 16th | 52nd |
| Total assets | $27.6M | $27.7M |
| Deposits / shares | $25.0M | $23.6M |
| Capital ratio | 9.23% | 14.91% (stronger) |
| Problem loans | 0.91% (stronger) | 0.93% |
| Net charge-offs | 0.14% (stronger) | 0.38% |
| Return on assets | -0.31% | -0.07% (stronger) |
| Loans ÷ deposits | 50.8% | 46.8% (stronger) |
| Uninsured deposits | 9.2% | 0.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Heights Federal Credit Union has the higher TellerScore (75 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Ridgeline Federal Credit Union leads on 2 and New Heights Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.