Side-by-side · Q2 2026 data
Ridgewood Savings Bank vs Bank of India
Metric by metric
| Measure | Ridgewood Savings Bank | Bank of India |
|---|---|---|
| TellerScore | 64 (stronger) | 48 |
| Capital cushion | 83 (stronger) | 0 |
| Loan quality | 38 | 100 (stronger) |
| Earnings | 48 (stronger) | 20 |
| Funding & liquidity | 80 | 92 (stronger) |
| Problem-loan coverage | 82 | — |
| Peer percentile | 33rd | 6th |
| Total assets | $7.5B | $7.4B |
| Deposits / shares | $6.0B | $5.7B |
| Capital ratio | 13.27% (stronger) | 0.00% |
| Problem loans | 1.85% | 0.00% (stronger) |
| Net charge-offs | 0.18% | 0.00% (stronger) |
| Return on assets | 0.70% (stronger) | 0.00% |
| Loans ÷ deposits | 80.5% | 67.9% (stronger) |
| Uninsured deposits | 10.3% | 1.0% (stronger) |
| Offices | 36 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ridgewood Savings Bank has the higher TellerScore (64 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Ridgewood Savings Bank leads on 3 and Bank of India on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.