TellerScore

Bank of India is an insured branch of a foreign bank headquartered in New York, New York, in business for about 120 years. At the end of Q2 2026 it reported $7.4B in total assets and $5.7B in deposits, with 1 office.

Based on its Q2 2026 filing, Bank of India scores 48/100, which we describe as below average. That is higher than only 6% of 897 banks with $1 billion – $10 billion. Among 121 banks headquartered in New York, it ranks 99th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (0/100; 0.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Tier 1 leverage ratio: 0.00%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings20/100
Return on assets (annualized): 0.00%
Funding & liquidity92/100
Loans ÷ deposits and uninsured-deposit share: 67.9% · 1.0% uninsured
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (45 → 48), mostly because the funding & liquidity component improved by 16 points.

TellerScore
424548Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202443
Q3 202443
Q4 202444
Q1 202544
Q2 202545
Q3 202545
Q4 202544
Q1 202642
Q2 202648
Tier 1 leverage ratio
0.00%2.50%5.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Noncurrent loans
0.00%0.00%0.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202648$7.4B0.00%0.00%0.00%67.9%
Q1 202642$7.2B0.00%0.00%0.00%101.8%
Q4 202544$7.0B0.00%0.00%0.00%91.1%
Q3 202545$6.8B0.00%0.00%0.00%85.9%
Q2 202545$8.3B0.00%0.00%0.00%83.9%
Q1 202544$7.7B0.00%0.00%0.00%90.8%
Q4 202444$7.7B0.00%0.00%0.00%91.8%
Q3 202443$6.2B0.00%0.00%0.00%96.2%
Q2 202443$6.3B0.00%0.00%0.00%94.3%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio0.00%
0th
Total risk-based capital0.00%
13th
Problem loans0.00%
98th
Net charge-offs0.00%
82nd
Return on assets0.00%
2nd
Net interest margin0.00%
1st
Efficiency ratio0.0%
100th
Loans to deposits67.9%
86th
Uninsured deposits1.0%
100th
Loan-loss reserves0.00%
1st
Texas ratio—
—

Similar-size banks in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Ridgewood Savings BankBank Ridgewood, NY64 out of 100, Moderate$7.5B13.3%1.85%vs
TrustCo BankBank Glenville, NY62 out of 100, Moderate$6.5B8.4%0.40%vs
Five Star BankBank Rochester, NY66 out of 100, Moderate$6.3B10.9%0.82%vs
Tompkins Bank & TrustBank Ithaca, NY60 out of 100, Moderate$8.8B9.1%0.80%vs
Metropolitan Commercial BankBank New York, NY66 out of 100, Moderate$8.9B11.1%0.91%vs
Amalgamated BankBank New York, NY53 out of 100, Below average$9.4B9.6%1.99%vs

Deposit insurance

Is my money safe at Bank of India?

Yes. Bank of India is an FDIC-insured institution (FDIC certificate #33648). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 1.0% of deposits ($59.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 0.00%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Bank of India lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Bank of India
Type
Insured branch of a foreign bank
FDIC certificate #
33648
RSSD ID
727709
Primary regulator
FDIC
Established
September 7, 1906
Headquarters
277 Park Ave, New York, NY 10017

Quick answers

Bank of India: common questions

Is Bank of India FDIC insured?

Yes. Bank of India is an FDIC-insured institution (FDIC certificate #33648). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Bank of India's TellerScore?

48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Bank of India ever failed?

There is no failure record for FDIC certificate #33648 in the FDIC failed bank list.

How many branches does Bank of India have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near New York

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
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Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
Gha Federal Credit UnionCredit union Greenwich, CT91 out of 100, Very strong$29.7M17.5%0.56%vs