Bank of India is an insured branch of a foreign bank headquartered in New York, New York, in business for about 120 years. At the end of Q2 2026 it reported $7.4B in total assets and $5.7B in deposits, with 1 office.
Based on its Q2 2026 filing, Bank of India scores 48/100, which we describe as below average. That is higher than only 6% of 897 banks with $1 billion – $10 billion. Among 121 banks headquartered in New York, it ranks 99th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is capital cushion (0/100; 0.00%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (45 → 48), mostly because the funding & liquidity component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 43 |
| Q3 2024 | 43 |
| Q4 2024 | 44 |
| Q1 2025 | 44 |
| Q2 2025 | 45 |
| Q3 2025 | 45 |
| Q4 2025 | 44 |
| Q1 2026 | 42 |
| Q2 2026 | 48 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 48 | $7.4B | 0.00% | 0.00% | 0.00% | 67.9% |
| Q1 2026 | 42 | $7.2B | 0.00% | 0.00% | 0.00% | 101.8% |
| Q4 2025 | 44 | $7.0B | 0.00% | 0.00% | 0.00% | 91.1% |
| Q3 2025 | 45 | $6.8B | 0.00% | 0.00% | 0.00% | 85.9% |
| Q2 2025 | 45 | $8.3B | 0.00% | 0.00% | 0.00% | 83.9% |
| Q1 2025 | 44 | $7.7B | 0.00% | 0.00% | 0.00% | 90.8% |
| Q4 2024 | 44 | $7.7B | 0.00% | 0.00% | 0.00% | 91.8% |
| Q3 2024 | 43 | $6.2B | 0.00% | 0.00% | 0.00% | 96.2% |
| Q2 2024 | 43 | $6.3B | 0.00% | 0.00% | 0.00% | 94.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ridgewood Savings BankBank Ridgewood, NY | 64 out of 100, Moderate | $7.5B | 13.3% | 1.85% | vs |
| TrustCo BankBank Glenville, NY | 62 out of 100, Moderate | $6.5B | 8.4% | 0.40% | vs |
| Five Star BankBank Rochester, NY | 66 out of 100, Moderate | $6.3B | 10.9% | 0.82% | vs |
| Tompkins Bank & TrustBank Ithaca, NY | 60 out of 100, Moderate | $8.8B | 9.1% | 0.80% | vs |
| Metropolitan Commercial BankBank New York, NY | 66 out of 100, Moderate | $8.9B | 11.1% | 0.91% | vs |
| Amalgamated BankBank New York, NY | 53 out of 100, Below average | $9.4B | 9.6% | 1.99% | vs |
Deposit insurance
Is my money safe at Bank of India?
Yes. Bank of India is an FDIC-insured institution (FDIC certificate #33648). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 1.0% of deposits ($59.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 0.00%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Bank of India lists 1 office in 1 city. Most locations:
- New York, NY (1)
Identity & history
Profile
- Legal name
- Bank of India
- Type
- Insured branch of a foreign bank
- FDIC certificate #
- 33648
- RSSD ID
- 727709
- Primary regulator
- FDIC
- Established
- September 7, 1906
- Headquarters
- 277 Park Ave, New York, NY 10017
Quick answers
Bank of India: common questions
Is Bank of India FDIC insured?
Yes. Bank of India is an FDIC-insured institution (FDIC certificate #33648). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Bank of India's TellerScore?
48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Bank of India ever failed?
There is no failure record for FDIC certificate #33648 in the FDIC failed bank list.
How many branches does Bank of India have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA | 100 out of 100, Very strong | $1.4B | 63.5% | 0.00% | vs |
| Wakefern Federal Credit UnionCredit union Elizabeth, NJ | 99 out of 100, Very strong | $12.0M | 24.3% | 0.13% | vs |
| B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY | 93 out of 100, Very strong | $1.0M | 34.2% | 0.00% | vs |
| Paul Quinn Federal Credit UnionCredit union Jamaica, NY | 93 out of 100, Very strong | $358K | 26.1% | 0.00% | vs |
| Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY | 93 out of 100, Very strong | $1.5M | 23.8% | 0.18% | vs |
| Gha Federal Credit UnionCredit union Greenwich, CT | 91 out of 100, Very strong | $29.7M | 17.5% | 0.56% | vs |