Side-by-side · Q2 2026 data
Rincones Presbyterian Credit Union vs Guadalupe Credit Union
Credit union
Rincones Presbyterian Credit Union
Chacon, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Rincones Presbyterian Credit Union | Guadalupe Credit Union |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 53 | 75 (stronger) |
| Loan quality | 48 | 48 |
| Earnings | 90 (stronger) | 60 |
| Funding & liquidity | 71 | 89 (stronger) |
| Problem-loan coverage | 79 | 84 (stronger) |
| Peer percentile | 28th | 45th |
| Total assets | $6.5M | $348.2M |
| Deposits / shares | $5.8M | $299.9M |
| Capital ratio | 10.33% | 12.51% (stronger) |
| Problem loans | 1.55% (stronger) | 1.57% |
| Net charge-offs | -0.03% (stronger) | 0.67% |
| Return on assets | 1.76% (stronger) | 1.01% |
| Loans ÷ deposits | 89.5% | 71.0% (stronger) |
| Uninsured deposits | 7.3% (stronger) | 10.7% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Guadalupe Credit Union has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Rincones Presbyterian Credit Union leads on 4 and Guadalupe Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mora, NM