Side-by-side · Q2 2026 data
Rio Bank vs Pegasus Bank
Metric by metric
| Measure | Rio Bank | Pegasus Bank |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 50 | 64 (stronger) |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 56 | 84 (stronger) |
| Funding & liquidity | 66 (stronger) | 39 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 40th | 83rd |
| Total assets | $1.4B | $1.5B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 10.03% | 11.41% (stronger) |
| Problem loans | 0.53% | 0.00% (stronger) |
| Net charge-offs | 0.14% | 0.00% (stronger) |
| Return on assets | 0.91% | 1.60% (stronger) |
| Loans ÷ deposits | 70.8% (stronger) | 71.7% |
| Uninsured deposits | 35.5% (stronger) | 69.4% |
| Offices | 22 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 0.0% |
Pegasus Bank has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Rio Bank leads on 2 and Pegasus Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.