Side-by-side · Q2 2026 data
Rio Bank vs Texas Security Bank
Metric by metric
| Measure | Rio Bank | Texas Security Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 63 |
| Capital cushion | 50 (stronger) | 46 |
| Loan quality | 82 | 86 (stronger) |
| Earnings | 56 | 64 (stronger) |
| Funding & liquidity | 66 (stronger) | 39 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 40th | 30th |
| Total assets | $1.4B | $1.4B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 10.03% (stronger) | 9.57% |
| Problem loans | 0.53% | 0.41% (stronger) |
| Net charge-offs | 0.14% | -0.00% (stronger) |
| Return on assets | 0.91% | 1.10% (stronger) |
| Loans ÷ deposits | 70.8% (stronger) | 84.9% |
| Uninsured deposits | 35.5% (stronger) | 47.7% |
| Offices | 22 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
Rio Bank has the higher TellerScore (66 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Rio Bank leads on 4 and Texas Security Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.