Side-by-side · Q2 2026 data
Rio Grande Credit Union vs Guadalupe Credit Union
Metric by metric
| Measure | Rio Grande Credit Union | Guadalupe Credit Union |
|---|---|---|
| TellerScore | 60 | 68 (stronger) |
| Capital cushion | 41 | 75 (stronger) |
| Loan quality | 71 (stronger) | 48 |
| Earnings | 39 | 60 (stronger) |
| Funding & liquidity | 89 | 89 |
| Problem-loan coverage | 87 (stronger) | 84 |
| Peer percentile | 21st | 45th |
| Total assets | $666.0M | $348.2M |
| Deposits / shares | $606.0M | $299.9M |
| Capital ratio | 9.06% | 12.51% (stronger) |
| Problem loans | 0.86% (stronger) | 1.57% |
| Net charge-offs | 1.33% | 0.67% (stronger) |
| Return on assets | 0.48% | 1.01% (stronger) |
| Loans ÷ deposits | 71.1% | 71.0% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 10.7% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Guadalupe Credit Union has the higher TellerScore (68 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Rio Grande Credit Union leads on 2 and Guadalupe Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.