Rio Grande Credit Union (NCUA charter #62573) is based in Albuquerque, New Mexico. Its Q2 2026 call report shows $666.0M in total assets and $606.0M in member shares and deposits and 7 offices.
Rio Grande Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 21% of its 1,341 credit unions with $100 million – $1 billion. Among 37 credit unions headquartered in New Mexico, it ranks 33rd. Funding & liquidity contributes the most (89/100, 71% loans-to-deposits, 5% uninsured); earnings contributes the least (39/100, 0.48%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 60).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 49 |
| Q3 2024 | 44 |
| Q4 2024 | 44 |
| Q1 2025 | 54 |
| Q2 2025 | 61 |
| Q3 2025 | 57 |
| Q4 2025 | 59 |
| Q1 2026 | 59 |
| Q2 2026 | 60 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.58% |
| Q3 2024 | 8.01% |
| Q4 2024 | 7.85% |
| Q1 2025 | 8.02% |
| Q2 2025 | 8.70% |
| Q3 2025 | 8.83% |
| Q4 2025 | 8.98% |
| Q1 2026 | 8.90% |
| Q2 2026 | 9.06% |
Show as table
| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.98% |
| Q3 2024 | 1.38% |
| Q4 2024 | 1.33% |
| Q1 2025 | 1.35% |
| Q2 2025 | 1.45% |
| Q3 2025 | 1.62% |
| Q4 2025 | 1.35% |
| Q1 2026 | 0.86% |
| Q2 2026 | 0.86% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -2.56% |
| Q3 2024 | -1.91% |
| Q4 2024 | -1.39% |
| Q1 2025 | 0.65% |
| Q2 2025 | 1.35% |
| Q3 2025 | 1.02% |
| Q4 2025 | 0.84% |
| Q1 2026 | 0.35% |
| Q2 2026 | 0.48% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $666.0M | 9.06% | 0.86% | 0.48% | 71.1% |
| Q1 2026 | 59 | $665.9M | 8.90% | 0.86% | 0.35% | 67.6% |
| Q4 2025 | 59 | $653.5M | 8.98% | 1.35% | 0.84% | 66.2% |
| Q3 2025 | 57 | $659.5M | 8.83% | 1.62% | 1.02% | 65.9% |
| Q2 2025 | 61 | $662.9M | 8.70% | 1.45% | 1.35% | 66.7% |
| Q1 2025 | 54 | $676.8M | 8.02% | 1.35% | 0.65% | 66.0% |
| Q4 2024 | 44 | $677.3M | 7.85% | 1.33% | -1.39% | 67.1% |
| Q3 2024 | 44 | $663.4M | 8.01% | 1.38% | -1.91% | 69.0% |
| Q2 2024 | 49 | $634.5M | 8.58% | 0.98% | -2.56% | 73.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in New Mexico
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Otero Federal Credit UnionCredit union Alamogordo, NM | 95 out of 100, Very strong | $535.3M | 15.5% | 0.26% | vs |
| White Sands Federal Credit UnionCredit union Las Cruces, NM | 86 out of 100, Very strong | $413.8M | 13.2% | 0.11% | vs |
| Guadalupe Credit UnionCredit union Santa Fe, NM | 68 out of 100, Moderate | $348.2M | 12.5% | 1.57% | vs |
| Zia Credit UnionCredit union Los Alamos, NM | 64 out of 100, Moderate | $308.1M | 10.3% | 0.48% | vs |
| Artesia Credit UnionCredit union Artesia, NM | 81 out of 100, Strong | $172.7M | 16.1% | 1.08% | vs |
| Estacado Federal Credit UnionCredit union Hobbs, NM | 87 out of 100, Very strong | $120.0M | 14.1% | 0.73% | vs |
Deposit insurance
Is my money safe at Rio Grande Credit Union?
Yes. Rio Grande Credit Union is a federally insured credit union (NCUA charter #62573). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.0% of shares and deposits ($30.6M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.06%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
7 locations
Branches
Rio Grande Credit Union lists 7 offices in 2 cities. Most locations:
- Albuquerque, NM (6)
- Rio Rancho, NM (1)
Identity & history
Profile
- Legal name
- Rio Grande Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62573
- RSSD ID
- 475493
- Primary regulator
- State + NCUA
- Established
- 1952
- Headquarters
- 1121 4th St NW, Albuquerque, NM 87102
- Employees
- 163
Quick answers
Rio Grande Credit Union: common questions
Is Rio Grande Credit Union NCUA insured?
Yes. Rio Grande Credit Union is a federally insured credit union (NCUA charter #62573). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Rio Grande Credit Union's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Rio Grande Credit Union have?
7 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Albuquerque
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First New Mexico Bank of Silver CityBank Silver City, NM | 95 out of 100, Very strong | $147.5M | 14.3% | 0.16% | vs |
| DSRM National BankBank Albuquerque, NM | 94 out of 100, Very strong | $4.4M | 84.5% | 0.00% | vs |
| Main BankBank Albuquerque, NM | 82 out of 100, Strong | $245.2M | 11.5% | 0.00% | vs |
| First American BankBank Artesia, NM | 80 out of 100, Strong | $1.9B | 11.8% | 0.53% | vs |
| Citizens Bank of Las CrucesBank Las Cruces, NM | 76 out of 100, Strong | $1.2B | 10.4% | 0.43% | vs |
| Sandia Area Federal Credit UnionCredit union Albuquerque, NM | 75 out of 100, Strong | $1.4B | 11.4% | 0.15% | vs |