Side-by-side · Q2 2026 data
Rio Grande Federal Credit Union vs Peoples Credit Union
Credit union
Rio Grande Federal Credit Union
Grand Junction, Colorado · Under $100 million in assets
Metric by metric
| Measure | Rio Grande Federal Credit Union | Peoples Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 89 |
| Capital cushion | 100 | 100 |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 88 (stronger) | 83 |
| Funding & liquidity | 100 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 98th | 87th |
| Total assets | $80.8M | $75.0M |
| Deposits / shares | $62.8M | $60.0M |
| Capital ratio | 21.99% (stronger) | 19.42% |
| Problem loans | 0.03% (stronger) | 0.16% |
| Net charge-offs | 0.72% | 0.20% (stronger) |
| Return on assets | 1.71% (stronger) | 1.57% |
| Loans ÷ deposits | 44.4% (stronger) | 104.9% |
| Uninsured deposits | 8.7% | 2.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rio Grande Federal Credit Union has the higher TellerScore (97 vs 89). On the 7 directional measures above (where higher or lower is clearly better), Rio Grande Federal Credit Union leads on 5 and Peoples Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.