Side-by-side · Q2 2026 data
Rio Grande Federal Credit Union vs San Juan Mountains Credit Union
Credit union
Rio Grande Federal Credit Union
Grand Junction, Colorado · Under $100 million in assets
Metric by metric
| Measure | Rio Grande Federal Credit Union | San Juan Mountains Credit Union |
|---|---|---|
| TellerScore | 97 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 99 (stronger) | 89 |
| Earnings | 88 (stronger) | 70 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 59th |
| Total assets | $80.8M | $61.3M |
| Deposits / shares | $62.8M | $54.3M |
| Capital ratio | 21.99% (stronger) | 10.97% |
| Problem loans | 0.03% (stronger) | 0.33% |
| Net charge-offs | 0.72% | 0.01% (stronger) |
| Return on assets | 1.71% (stronger) | 1.25% |
| Loans ÷ deposits | 44.4% (stronger) | 66.6% |
| Uninsured deposits | 8.7% | 7.8% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rio Grande Federal Credit Union has the higher TellerScore (97 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Rio Grande Federal Credit Union leads on 5 and San Juan Mountains Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.