Side-by-side · Q2 2026 data
Rio Grande Valley Credit Union vs Members First Credit Union
Metric by metric
| Measure | Rio Grande Valley Credit Union | Members First Credit Union |
|---|---|---|
| TellerScore | 73 | 87 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 86 (stronger) | 65 |
| Earnings | 53 | 80 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 60th | 91st |
| Total assets | $180.1M | $183.2M |
| Deposits / shares | $159.2M | $137.2M |
| Capital ratio | 10.54% | 24.01% (stronger) |
| Problem loans | 0.42% (stronger) | 1.04% |
| Net charge-offs | 0.28% (stronger) | 0.56% |
| Return on assets | 0.83% | 1.50% (stronger) |
| Loans ÷ deposits | 39.2% (stronger) | 49.7% |
| Uninsured deposits | 2.2% (stronger) | 10.0% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Rio Grande Valley Credit Union leads on 4 and Members First Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.