Side-by-side · Q2 2026 data
Ripple Credit Union vs Teachers Credit Union
Metric by metric
| Measure | Ripple Credit Union | Teachers Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 81 |
| Capital cushion | 98 (stronger) | 72 |
| Loan quality | 79 | 95 (stronger) |
| Earnings | 99 (stronger) | 54 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 87th | 68th |
| Total assets | $38.9M | $37.6M |
| Deposits / shares | $33.1M | $32.9M |
| Capital ratio | 14.84% (stronger) | 12.23% |
| Problem loans | 0.62% | 0.16% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.98% (stronger) | 0.85% |
| Loans ÷ deposits | 91.1% | 53.9% (stronger) |
| Uninsured deposits | 3.9% | 3.2% (stronger) |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ripple Credit Union has the higher TellerScore (89 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Ripple Credit Union leads on 3 and Teachers Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.